Free Cohabitation Agreements (Word)
Legal
by marlodoornbosch
Moving in together is a big step, and a cohabitation agreement puts the practical side, like who owns what and how bills are split, in plain writing. These 34 cohabitation agreement templates help unmarried couples set expectations around property, finances, and what happens if things end. Each one covers the questions couples often skip until it's too late.
The editable Word files let you fill in names, assets, and the terms you both agree on, then print clean copies to sign. Talk through the details, write them down, and keep a copy each. Family law varies widely by state and country, so have a local attorney review the final agreement. Download the version that fits your situation and put your understanding on paper.
Choose from 34 Cohabitation Agreement Templates
Frequently Asked Questions about Cohabitation Agreement Templates
Are these Cohabitation Agreement templates free to download?
Yes. Every Cohabitation Agreement template in this collection is free to download from TemplateSpark. Just open the template you need, download it, and start editing right away — no subscription required to get started.
What file formats are available for Cohabitation Agreement templates?
These Cohabitation Agreement templates are available in Word. Pick the format that matches your workflow — each download keeps the original layout so it looks right whether you open, print, or share it.
Can I edit these Cohabitation Agreement templates?
Yes. The editable files open in Microsoft Word (and compatible apps like Google Docs or LibreOffice), so you can change the text, colors, and layout to fit your needs, then save or export the finished Cohabitation Agreement document.
How many Cohabitation Agreement templates can I choose from?
This page collects 34 Cohabitation Agreement templates so you can compare styles and layouts in one place. Browse the options, open the one that fits your purpose best, and download it in your preferred format.
Can I use Cohabitation Agreement templates for commercial purposes?
In most cases, yes — these Cohabitation Agreement templates are intended for both personal and business use. Check the license note on the template before redistributing or reselling, and avoid sharing the source files as your own product.
What is a cohabitation agreement and who needs one?
A cohabitation agreement is a written contract between unmarried partners who live together. It sets out how property, income, debts, and shared expenses are handled during the relationship and if it ends. Couples buying a home together or merging finances often use one to avoid disputes later.
What should a cohabitation agreement include?
A solid cohabitation agreement lists each partner's separate property, how jointly owned assets are divided, and how bills and household costs are split. It can address bank accounts, debt responsibility, and what happens to shared belongings or a home if the couple separates, plus any agreed support arrangements.
How does a cohabitation agreement differ from a prenuptial agreement?
A prenuptial agreement is signed by a couple before marriage and takes effect when they wed. A cohabitation agreement covers unmarried partners living together and applies during cohabitation. Because unmarried couples often lack the legal protections marriage provides, a written agreement clarifies rights that law may not automatically grant.
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