Gift Letter
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Gift Letter

Life
zacharyslawa by zacharyslawa
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When family money helps cover a down payment, lenders want proof it's a gift and not a loan, and a gift letter provides exactly that. This set of 35 gift letter templates covers mortgage gifts, equity gifts, and general money gifts, with space for the amount, the relationship, and a statement that no repayment is expected. Home buyers and their relatives can satisfy underwriting requirements with the right wording.

Each template is editable in Microsoft Word and ready as a clean PDF for printing and signing. Fill in the names, amount, and date, then sign and hand it to your lender. Mortgage gift rules vary by lender and loan type, so confirm the exact requirements with yours before submitting. Download the version you need and get the paperwork squared away.

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